If you are considering home care services for a loved one, then there are a couple of things that you should know before hiring an in home care provider.
- Perhaps one of the most overlooked and misunderstood components of home care services is that certain insurance providers as well as Medicare or Medicaid will offer reimbursement or payments directly to an in home health care services agency or provider if a medical professional prescribes this level of care for the senior patient. In other words, if your mother is being discharged from the hospital and the doctor suggests or recommends that she have some level of care at home, then this can help to offset some or most of the cost of hiring an in home care provider.
If your mother’s doctor doesn’t recommend or suggest that she requires any assistance or support at home, though, it may be more difficult to get the financial support from insurance or Medicare. Be clear on what is required for your elderly loved one and discuss the options with an in home health care services agency prior to making any final decisions.
- Second, even if your mother’s doctor recommends that she receive some level of home care services, this doesn’t mean that he or she (the doctor) has any say in who you hire. They may offer some recommendations, but that doesn’t mean you need to follow their advice and hire whomever they recommend. The final decision is up to you and your elderly loved one. If a doctor tells you that you must hire a certain individual or from a specific agency in order for your insurance to cover some of the expenses, then this is simply not true.
If you understand these two components, then you’ll be in a better position to provide the right level of support for your loved one when they need it. However, let’s talk about one other aspect of home care services that you should know and understand.
Hiring through an agency is generally considered a safer option rather than hiring an independent contractor you find through an Internet search or ad that you place. The reason for this is that with an independent contractor, you will be responsible for conducting a background check, checking references, and ensuring that the person you hire is safe, legitimate, and experienced. When you hire an agency, that responsibility is theirs and most agencies tend to have more resources through which they can check out the providers they hire.
When it comes to home care services, you want the best for your loved one, so make sure you know as much as you can about them before hiring anyone.
Care Connection provides home care services in Lansing, MI. For more information about our caregiver services, please call us today at (517) 489-2489.