So you’ve decided that senior care services are the right choice for care for your elderly parents, but you’re not sure how you will arrange it or pay for it. Well, there are ways to save money on adult care. First of all, caregiver rates can vary. Shopping around might seem tedious but can be worthwhile. Don’t just compare prices though. Compare quality of service at the same time.
Lowering household costs can help make the payments. Will your loved one continue to live in her own home or move in with you? Combining homes means that one home can be sold and the proceeds used to pay for your elderly loved one’s care. This works really well for some families and not so well for others. This is a decision that’s very personal. Make sure you don’t sacrifice your marriage over this decision. Ask your spouse first and if things look like they are working out well, bring in the rest of the family on the decision-making. Having grandma live at your house with you affects all family members who live in the house.
Does she need full-time care or would part time suffice? A lot of eating out can also blow the household budget. Maybe a little more planning and some help from all members of the family can ensure you eat healthy meals at home more often. What about looking into ways to reduce the home’s heating and cooling costs? Some home modifications can be covered through weatherization assistance programs which may be available in your area. A lot of home heating dollars can seep outside around leaky windows all winter. The same problem in reverse can happen in the summer when it’s stifling outside and everyone is indoors with the air conditioner going.
Some States offer respite care for Veterans and Alzheimer’s patients to name a few. Even if you only got respite care for a few hours each week, that’s a few hours you didn’t have to pay for.
Adult day care services can be used during daytime working hours, which would also cut down on the costs of senior home care. These day cars do provide a social interaction opportunity, but on the other hand the senior must be taken out of her home on a daily basis to be taken here. You would have to have a backup plan in case she is sick or it’s too cold outside.
Care Connection provides senior care in Williamston, MI. For more information about our caregiver services, please call us today at (517) 489-2489.